Welcome to our site!

Thank you for stopping by our mortgage web site.  Even though we have taken special care and consideration to pack this online resource with a wealth of knowledge about the mortgage and real estate process, we want ...

8 Questions Your Lender Should Answer About Mortgage Rates

Simply checking online for today's posted rate may not lead to your expected outcome due to the many factors that can cause each individual rate and closing cost scenario to fluctuate. We can preach communication ...

How Much Can I Afford?

How much mortgage money can I qualify to borrow? This is typically the number one question mortgage professionals are asked by new clients. Of critical importance when considering mortgage financing: There is sometimes a difference between what a client ***can*** borrow and what they ***should*** borrow. In other words, what makes for a comfortable long-term mortgage payment? The Quick Answer: If we're simply considering the financial math, lenders will calculate your Debt-to-I ... Read More...

Four Possible Reasons To Refinance

A mortgage is generally the largest debt most homeowners have to manage.  It's a good idea to give your personal real estate finance portfolio a check-up at least once a year. Since there are many reasons a ho ...


15561 S Blackfoot Street Olathe, KS

This well-maintained home sits nestled in a cul-de-sac with a gorgeous backyard and the trail to the park ten steps away! Upwards of $15,000 in upgrades completed. Some improvements include a gas range, granite mosaic backsplash, and granite countertops in the kitchen. This home is move-in ready and priced to sell! Roof and gutters will be replaced shortly. The deck will also be re-stained, due to the recent hail storm. Read More...



11102 W 132nd Court Overland Park, KS

One of the largest homes in the neighborhood! With soaring ceilings and an open floor plan, this is the perfect house for entertaining. St. Andrews Court is established and the HOA provides you with the ability to lock your door and leave! No more hassels with the yard! The basement is inviting with plenty of windows and large living area. In addition to the four bedrooms, there is a den/study/hearth room off the living room on the main level. Read More...



12796 W 108th Terrace Overland Park, KS

This newly remodeled townhome features new cabinets, St. Cecilian granite countertops, new vanities, faucets, floor coverings, floor trim, and much more. The basement could very easily be a 3rd bedroom with two other great sized bedrooms on the second floor. New stucco was completed in 2010 along with the installation of a new deck and porch. Building Maint, Club House, Exercise Trail, Lawn Maintenance, Management, Party Room, Play Area, Pool, Curbside Recycle, Snow Removal, Tennis Courts, Trash Pick Up, Water, Read More...



3704 W. 156th Street Overland Park, KS

This is the one! 2 story home on cul-de-sac lot in a wonderful neighborhood. Kit w/gas stove, solid surface countertops, hearth room with double sided fireplace, Master suite w/fireplace, large bathroom w/whirlpool tub, double vanities, walk in closet. Enjoy summer evenings on your fabulous patio! A Must See!! Kitchen Island, Pantry, Partial Carpeting, Vaulted Ceiling, Walk-In Closet, Whirlpool Tub, Wood Floor, Patio, Neighborhood Includes Exercise Trail, Play Area, Pool, Trash Pick Up, Read More...



Seven Things Your Agent Should Know About Your Mortgage Approval

While many experienced real estate agents have a general understanding of the mortgage approval process, there are a few important details that frequently get overlooked which may cause a purchase to be delayed or denied. New regulation, updated disclosures, appraisal guidelines, mortgage rate pric ...
Read More...

Ten Credit Do's and Don'ts To Bear In Mind Prior To Getting Your Mortgage Loan

How can a fully approved loan get denied for funding after the borrower has signed loan docs? Simple, the underwriter pulls an updated credit report to verify that there hasn't been any new activity since original approval was issued, and the new ...
Read More...


Do I Need To Sell My Home Before I Can Qualify For A New Mortgage On Another Property?

Although every situation is unique, it is not uncommon for homebuyers to qualify for a mortgage on a new home while still living in their primary residence. Perhaps you are outgrowing your current house, or have been forced to relocate due to a job ...
Read More...

What Do Appraisers Look For When Determining A Property's Value?

Most people are surprised to learn what appraisers actually look at when determining the value of a real estate property. A common misconception homeowners generally have is that the value of their home is determined after the appraiser has completed their physical property inspection. However ...
Read More...


Where Does My Earnest Money Go?

Hey, I gave my real estate agent a $5000 Earnest Money Deposit check... Where does that money go? A basic and very obvious question that most First-Time home Buyers ask once their purchase contract gets accepted. According to Wikipedia: Earnest Money - an earnest payment (sometimes called earnest money or simply earnest, or alternatively a good- ...
Read More...

Renting vs Buying A Home

Buying a home versus renting is a big decision that takes careful consideration. While there are several biased sources that can make arguments for or against owning a home, we've found that most home buyers base their ultimate decision on emotion. Yes, there are some tax advantages of owning real estate, as well as the potential to earn ...
Read More...



 
 
  • NMLS #235606